We are very sorry to inform you that there has been a problem with your account. Certain suspicious activity alerted us to your account's suspiciousness. We have found that $0.00 has been withdrawn from your account by an unwary recipient. This undisclosed assailant has made off with your funds in spite of our best efforts to prevent this.
Unfortunately your account already had a negative balance, and this transaction leaves an additional overdraft fee of $37 on your account.
To make up for this mishap, we hope that our concern alone more than adequately makes up for any inconvenience this entire situation has aroused.
Snark van Snickle
VPAtlantac Bank Inc.